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Property Management Blog

Blog Post Title Insurance Requirements for Insuring Trusts

Title Insurance Requirements for Insuring Trusts

By R&B Legacy PM Friday, July 29, 2022
In today’s world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if title to property is conveye...
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Blog Post Living Trusts

Living Trusts

By R&B Legacy PM Friday, July 22, 2022
Estate planners often recommend Living Trusts as a viable option when contemplating the manner in which to hold title to real property. When a property is held in a Living Trust, title companies have particular requirements to facilitate the transaction. While not comprehensive, ...
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Blog Post Insist on a Home Inspection

Insist on a Home Inspection

By R&B Legacy PM Friday, July 15, 2022
A professional home inspection protects both you and the buyer. It allows both you and the buyer the opportunity to learn about the property’s defects.A home inspection usually covers the following:Plumbing conditions - if there is leakage or cloggingRoofing conditions - th...
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Blog Post Avoiding Financial Stress

Avoiding Financial Stress

By R&B Legacy PM Friday, July 8, 2022
By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.It is still true that the better qualifications you have, the lower ...
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Blog Post The No-Cost Thirty Year Fixed Rate Mortgage

The No-Cost Thirty Year Fixed Rate Mortgage

By R&B Legacy PM Friday, July 1, 2022
There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees, and so on, depending on...
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Blog Post Title Insurance - Where Does Your Dollar Go?

Title Insurance - Where Does Your Dollar Go?

By R&B Legacy PM Friday, June 24, 2022
Title Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is your dollar actually paying for when you purchase a title policy?Title Insurers, unlike property or casualty insurance companies, operate under the theory of risk elimination. Title com...
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Blog Post Environmental Issues

Environmental Issues

By R&B Legacy PM Friday, June 17, 2022
When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered underground tanks within several miles of the property, known contaminated properties in the neighbor...
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Blog Post Finding the Right Agent

Finding the Right Agent

By R&B Legacy PM Friday, June 10, 2022
Not all agents work the same way. The most important attribute of an agent is that he/she is well connected to the real estate industry. He/she should know the market and provide information on past sales, current listings, his or her marketing plan, and at least 4 solid referenc...
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Blog Post Finding the Right Seller

Finding the Right Seller

By R&B Legacy PM Friday, June 3, 2022
The best seller is one who is highly motivated. A highly motivated seller is more likely to sell at a price that is less than his or her house is actually worth. And it matters that you find out why. Learning the reason why can help you get the price you want and help the seller ...
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Blog Post Which ARM is the Best Alternative?

Which ARM is the Best Alternative?

By R&B Legacy PM Friday, May 27, 2022
How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not have to document your incom...
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